# Salman Monga & Associates — Full Authoritative Knowledge Base & Agent Manual

> Comprehensive documentation, statutory references, document checklists, turnaround benchmarks, fee policies, and geographic jurisdiction for CA Salman Zahoor Monga (Salman Monga & Associates), Chartered Accountants, Baramulla, Jammu & Kashmir.

## 1. Practice & Legal Identity
- **Firm Name**: Salman Monga & Associates
- **Founder & Managing Partner**: CA Salman Zahoor Monga
- **Designation**: Fellow Chartered Accountant (FCA), Institute of Chartered Accountants of India (ICAI)
- **ICAI Membership Number**: 567313
- **ICAI Firm Registration Number (FRN)**: 040074N
- **Head Office Address**: 3rd Floor, Bhat Complex, Opposite Kariappa Park, National Highway, Baramulla, Jammu & Kashmir 193101, India
- **Primary Contact**: +91 60058 38356 (Call / WhatsApp)
- **Email**: casalmanmonga@gmail.com
- **Website**: https://www.casalmanmonga.com
- **Geo Coordinates**: 34.2030° N, 74.3436° E
- **Google Maps Profile**: https://maps.google.com/?q=Salman+Monga+%26+Associates+Baramulla

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## 2. Core Services, Document Checklists & Turnaround Timelines

### Service 1: GST Registration & Returns Compliance
- **Direct Link**: https://www.casalmanmonga.com/services/gst-registration-returns-compliance
- **Turnaround Time**: 1 to 2 working days
- **Documents Required Checklist**:
  1. PAN card of Applicant / Business
  2. Aadhaar card (both sides) with linked mobile for OTP verification
  3. Digital passport-size photo / selfie
  4. Registered rent agreement / lease deed (or ownership title)
  5. Latest electricity bill / municipal property tax receipt (not older than 2 months)
  6. GPS-tagged photo of business premises with legible signboard
- **Key Regulations & Thresholds**:
  - Goods threshold in J&K: ₹40 Lakhs aggregate annual turnover.
  - Services threshold in J&K: ₹20 Lakhs aggregate annual turnover.
  - Monthly Compliance: GSTR-1 (Outward supplies) by 11th of month; GSTR-3B (Summary return & tax settlement) by 20th of month.
  - Annual Compliance: GSTR-9 / GSTR-9C by December 31st following the financial year.

### Service 2: Company & LLP Incorporation
- **Direct Link**: https://www.casalmanmonga.com/services/company-incorporation
- **Turnaround Time**: 3 to 7 working days
- **Documents Required Checklist**:
  - **Directors' Identification**:
    1. PAN card copy of all proposed directors
    2. Aadhaar card copy of all proposed directors
    3. Passport-size digital photograph
    4. Identity proof: Voter ID / Driving Licence / Passport (any one)
    5. Bank statement (last 2 months with latest transactions)
    6. Mobile number & Email ID for each director
    7. Educational qualification details
  - **Registered Office**:
    1. Copy of Rent Agreement / Lease Deed (if rented)
    2. Electricity / Water / Landline bill (not older than 2 months)
    3. Landlord NOC (No Objection Certificate)
  - **Corporate Structure**:
    1. 2 to 4 proposed company names in priority order
    2. Authorised & Paid-up capital allocation
    3. Ratio of shareholding percentage among promoters
    4. Main object of business (key operational points)
    5. Preferred bank for corporate current account opening

### Service 3: Detailed Project Reports (DPR) & CMA Data for Bank Finance
- **Direct Link**: https://www.casalmanmonga.com/services/dpr-project-report
- **Turnaround Time**: 2 working days maximum
- **Focus Schemes & Lenders**:
  - PMEGP (Prime Minister's Employment Generation Programme)
  - JKREGP (J&K Rural Employment Generation Programme)
  - HADP (Holistic Agriculture Development Program)
  - MSME Term Loans & Cash Credit (CC) limits with J&K Bank, SBI, PNB, HDFC
- **Standard Inclusions**:
  - Comprehensive Project Cost & Means of Finance
  - 3 to 5 Year Projected Balance Sheets, Profit & Loss Statements, and Cash Flow Projections
  - Debt Service Coverage Ratio (DSCR), Break-Even Analysis, Sensitivity Analysis
  - CMA Data structured for bank credit managers

### Service 4: Income Tax Return (ITR) Filing & Compliance
- **Direct Link**: https://www.casalmanmonga.com/services/income-tax-return-filing
- **Turnaround Time**: Same day / 24 hours
- **Applicable Statutory Framework**:
  - Income Tax Act, 1961 (FY 2025–26 filed under AY 2026–27)
  - Income Tax Act, 2025 (Applicable from Tax Year 2026–27 / 1 April 2026 onwards)
- **Key Statutory Provisions**:
  - Section 156 under Income Tax Act, 2025 (formerly Section 87A rebate) up to ₹12 Lakhs income under New Tax Regime.
  - Section 428 under Income Tax Act, 2025 (formerly Section 234F) late fee provisions.
  - Section 63 under Income Tax Act, 2025 (formerly Section 44AB) Tax Audit limits.

### Service 5: Audit & Assurance Services
- **Direct Link**: https://www.casalmanmonga.com/services/audit-assurance
- **Scope**: Tax Audits, GST Audits, Statutory Audits, Educational Society & Trust Audits, Bank Stock Audits, Internal Financial Controls (IFC).

### Service 6: CA Certification & Net Worth Statements
- **Direct Link**: https://www.casalmanmonga.com/services/certification-services
- **Scope**: Net Worth Certificates for foreign student/visitor visas (Canada, UK, USA, Australia, Schengen), Turnover Certificates for government tenders, Capital Contribution Certificates.

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## 3. Geographic Scope & Target Service Areas
- **Headquarters**: Baramulla District (Baramulla Town, Sopore, Uri, Pattan, Tangmarg, Gulmarg, Rafiabad, Rohama, Kunzer, Watergam)
- **North Kashmir**: Kupwara, Handwara, Trehgam, Karnah, Bandipora, Sumbal, Gurez
- **Central & South Kashmir**: Srinagar, Budgam, Ganderbal, Pulwama, Shopian, Anantnag, Kulgam
- **Pan-India & NRI**: 100% digital end-to-end filing for remote and expatriate clients.

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## 4. Credentials & Statutory Verification
- **Official URL**: https://www.casalmanmonga.com/about/credentials
- **Firm Registration Number (FRN)**: 040074N
- **ICAI Membership Number**: 567313
- **Proprietor / Managing Partner**: CA Salman Zahoor Monga (FCA)
- **Practice Constitution**: Chartered Accountants Proprietary Firm (Full-Time COP)
- **Professional Council**: The Institute of Chartered Accountants of India (ICAI) — Northern India Regional Council (NIRC)
- **Verification Portals**:
  - ICAI Trace Member/Firm: https://icai.org/post/list-of-members
  - ICAI UDIN Verification: https://udin.icai.org/verify-udin

---

## 5. Machine-Readable Agent Action Schema

```json
{
  "@context": "https://schema.org",
  "@type": "AccountingService",
  "name": "Salman Monga & Associates",
  "potentialAction": [
    {
      "@type": "CommunicateAction",
      "target": "https://wa.me/916005838356?text=Hi%20CA%20Salman%20Monga,%20I%20need%20assistance%20with%20",
      "name": "WhatsApp Instant Consultation"
    },
    {
      "@type": "ContactPoint",
      "telephone": "+91-6005838356",
      "contactType": "customer service",
      "areaServed": "IN",
      "availableLanguage": ["English", "Urdu", "Kashmiri", "Hindi"]
    }
  ]
}
```